The theft Preventing Medical ID has become a hot topic as Americans, and has heard about the safety of their private medical records, continue to be discovered. Medical ID theft happens when a person uses someone’s identity to obtain medical services or false claims for medical services. Identity thieves use a person with a Social Security number, insurance information, or other forms of identification to commit to the theft ID.
Medical ID theft can have devastating effects on victims, cause collections issues, credit problems, and bankruptcy events. But that’s not all. The type of medical treatment is obtained by the victim, now, as far as the insurance company is concerned, the victim now has a “pre-existing” condition Medical Condition.
According to the FTC, medical theft accounts for about 250,000 cases per year. Unfortunately, these medical IDs are expected to grow, especially with the shift to electronic medical records.
Preventing Medical ID Theft: The Unemployed and Uninsured
Due to their difficult circumstances, some groups are at a higher risk for becoming identity identity. The unemployed and uninsured may use another person’s identity because of a belief that is the only way they can receive quality medical care. Since they’re unemployed, they don’t have access to employer’s healthcare benefits, and they can’t afford to buy medical insurance because they don’t have a job. It’s a vicious cycle, and it can make good people do bad things.
Preventing Medical ID Theft: Illegal Immigration
Illegal immigration also has a serious threat as medical ID theft continues to rise. When it comes to illegal immigrants, private information such as individual’s Social Security number, he or she can obtain identification and numerous services are reserved for legal residents. If the precautions aren’t taken to prevent theft, illegal immigration, you can get a passport, driver’s license, bank account, credit card, loan, mortgage, insurance, medical treatment, and many other services.
Preventing Medical ID Theft in Five Steps
Begin preventing the five easy steps by following these medical IDs:
1. Have your Social Security number removed from your insurance records. If your Social Security number is currently on your insurance card, don’t carry your card with you. Keep it in a safe place and only carry a copy with all the last four digits of your Social Security number blacked out.
2. Obtain copies of your credit reports, insurance claims, and medical records. Lock them in a safe or safety deposit box, or place them on a CD or flash drive.
3. Next, regularly review your credit reports, insurance claims, and medical records for suspicious entries, such as medical treatment that were never performed on you.
4. Immediately addressed your explanation of benefits, bills for medical services you’ve never received, or any other charges that could be sent to collections and damage your credit. These need to be investigated and removed from your records.
5. Don’t leave a paper trail. Destroying sensitive information you have no more critical step in preventing medical ID theft, so many years old claims. Also, ask if your provider’s office performs background checks employees will be prevented from getting medical theft theft and medical information.
The theft of preventing medical ID takes vigilance. Medical ID thieves are doing everything to stay one step ahead of you and the authorities, so use medical ID theft strategies to protect your private information.